Breakdowns can happen at any time, often in inconvenient locations. Breakdown insurance ensures that expert assistance is available when you need it, whether that’s to repair your vehicle at the roadside or tow it to a garage. You may already have breakdown cover through your car insurance or bank account, so it’s always worth checking this before purchase. There are two types of breakdown cover, at multiple levels:
Types of Breakdown Cover
- Personal Cover covers the driver in any vehicle, with the option to extend cover to multiple people at the same address.
- Vehicle Cover protects a specific vehicle, regardless of who is driving. This option is popular for households with shared vehicles.
Levels of Breakdown Assistance
- Roadside Assistance: Emergency support to fix your vehicle. This usually excludes assistance at your home address, unless you add ‘home assistance’.
- Vehicle Recovery: If repairs cannot be completed roadside, the vehicle can be towed to a garage or back to your home.
- Home Assistance: Covers breakdowns at your home address.
- Onward Travel: If repairs are not possible at the roadside, this option provides alternative transport so that you can continue your journey.
- European Cover: Extends your breakdown protection across Europe.
Breakdown cover offers cost-effective protection against unexpected vehicle failures. With BrokerSure, you can compare top providers quickly and easily to find the right level of coverage for your needs.
